Hi Filbert, thanks for the reply.
First of all, I was not "pissing and moaning". I was merely stating a fact: I am in financial straits. Therefore, it will take me a bit of doing and homework to find someone to evaluate my guitar. I am not forgetting all the variables you mentioned (time, place, economy, etc). And while I do appreciate ppl answering my query, I couldn't understand why some were being a bit too brusque with their answers. But it doesn't really matter. Good advise was gained, for which I am most appreciative.