G McBride Posted November 21, 2010 Share Posted November 21, 2010 I got a call from the security company that the factory had multiple burglar alarms and they had called the Police. When I arrived the Maintenance Super was already there with two Police Cruisers in the Drive. Turned out to be a faulty mag switch on a door sending the signal. Two officers were in the office with the Maintenance Super when I walked in. I went down the hall to my office and came back up and asked the officers if they would write a report for a missing 56 Les Paul for me. One of them said "Only if you are going to give it to me" and the other said "Would really have to be missing first". I guess the insurance isn't going to gift me a 56 Les Paul. I really thought the officers would stroll back to my office and take a look but they could tell that I was not upset enough to have lost that kind of a prize guitar. Link to comment Share on other sites More sharing options...
damian Posted November 21, 2010 Share Posted November 21, 2010 If at first you fail....... Link to comment Share on other sites More sharing options...
pete c Posted November 21, 2010 Share Posted November 21, 2010 good try. gotta work on your acting skills Link to comment Share on other sites More sharing options...
neilpanda Posted November 21, 2010 Share Posted November 21, 2010 you gotta work it. like: (dramatic) "oh my god! wheres my?" (look around) "have any of you guys seen a 56 les paul?" (look around some more) "(multiple explicit words)" and so on... Link to comment Share on other sites More sharing options...
ChanMan Posted November 21, 2010 Share Posted November 21, 2010 I might add that it'd probably be a good idea not to post your attempts at insurance fraud on the web... ... just in case they don't have a sense of humor about it... Link to comment Share on other sites More sharing options...
G McBride Posted November 22, 2010 Author Share Posted November 22, 2010 I don't think that the business insurance will cover my personal guitars in the office. I wish that I had a 56 LP but I don't. Link to comment Share on other sites More sharing options...
NeoConMan Posted November 22, 2010 Share Posted November 22, 2010 I guess the insurance isn't going to gift me a 56 Les Paul. My prior insurance agent told me point blank he was not interested in writing a policy on my guitars, amps and firearms. Said he would do the guns - that was it. When I asked what the deal was, he sorta smiled and said EVERY claim he's ever had involving a guitar turned out to be fraudulant. I guess the company paid off on a few, but he said they assumed they were all dirty. So I got a new State Farm agent. Link to comment Share on other sites More sharing options...
ChanMan Posted November 22, 2010 Share Posted November 22, 2010 Atta BOY Neo!! We told our insurance agent and they upped the amount appropriately.... we also made sure it stipulates replacement value. Link to comment Share on other sites More sharing options...
sparky scott 29 Posted November 22, 2010 Share Posted November 22, 2010 I'll give you an A+ for trying.. Link to comment Share on other sites More sharing options...
G McBride Posted November 22, 2010 Author Share Posted November 22, 2010 I hope you guys all realize that I was trying to get a rise out of officers and not defraud the Insurance company. Link to comment Share on other sites More sharing options...
ChanMan Posted November 22, 2010 Share Posted November 22, 2010 I hope you guys all realize that I was trying to get a rise out of officers and not defraud the Insurance company. I hope the Insurance company realizes that. I've heard some horror stories.... Link to comment Share on other sites More sharing options...
NeoConMan Posted November 22, 2010 Share Posted November 22, 2010 Yeah McBride, I think you're in the clear. Insurance companies are as bad as it gets to recover money from them. They really assume they can throw some token amount of money at you and get you to sign a waiver. Here's a couple bucks, be glad you got it. Now STFU and GTFO. Oooooohhhhhhh..... I don't think so. My low-level dealings with them have been bad enough, it's the stories I've heard that make me nuts. No matter what they offer, even if it's more than you expected, fight LIKE HELL. Link to comment Share on other sites More sharing options...
TommyK Posted November 22, 2010 Share Posted November 22, 2010 When you are making a claim to an insurance company, whether you realize it or not, you ARE in a negotiation session. Never, EVER take their first offer. It is usually less than they are obligated to pay. But if you accept it, you are done. They think they are so-o-o-o-o sneaky with their 'Hold Harmless... acceptance as payment in full... yadda, yadda' above the endorsement line of they check they give you. :-" I may have fell off'n the turnip truck, but it wasn't yesterday. Link to comment Share on other sites More sharing options...
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